Crypto, explained like you've never touched it

Digital money that lives on the internet. There are no bills and no metal coins. Instead of a bank keeping track of who owns what, a public record book does (that is the next section).

People buy cryptocurrency as an investment, to send money to someone quickly, or to use online services. One honest warning up front: most crypto prices go up and down, sometimes a lot. One coin on this site, USDC, is the exception. It is built to stay at exactly $1.

A shared receipt book. Thousands of computers around the world each keep an identical copy, and every transfer ever made gets written into it, in public, forever. Nobody can quietly change a page, because the other copies would not match.

This is why our site works the way it does. Your money is written in the book under your name, not stored in an account we control. When your dashboard shows your balance, it is simply reading the book.

Your personal account for crypto. A wallet has an address, a long code (it starts with 0x) that works like an account number: share it when someone needs to send you crypto. The wallet is protected by a private key, which works like the only key to a safe.

When you sign in on this site, a wallet is created for you automatically, and your key is guarded by your sign-in. You never have to type it or memorize it. We never have your key, and we cannot move your money. That is not a promise we make. It is how the site is built, and it is the whole point.

1. 1

   Sign in the same way you did the first time

   Use the same email address or Google account, on any phone, tablet, or computer. There is no separate wallet password and nothing to install. The moment you sign in, your wallet is simply there.

2. 2

   Open your Dashboard

   Your dashboard shows everything in your wallet: what you own, what it is worth, and your recent activity. At the top you will see your wallet address. Tap it to copy it. That address is what you share whenever someone needs to send you crypto.

3. 3

   That is all there is to it

   No seed phrases to type, no codes to memorize, no app to download. If you can sign in to your email, you can get into your wallet.

One thing to take seriously: your sign-in is the key to your wallet. Keep the email or Google account you signed up with secure: use a strong password on it and turn on its two-step verification. And understand the flip side: if you lose that email or Google account completely, we cannot open the wallet for you. Nobody can. That is not us being difficult. It is the same design that makes your wallet impossible for hackers, or for us, to break into.

USDC, the digital dollar. One USDC is always worth one US dollar. It does not jump around. Most beginners start here, because you can learn how everything works without watching a price chart.

ETH (Ethereum). The second-biggest cryptocurrency. Its price moves up and down, like a stock. You also need a little ETH for network fees, the same way you need stamps to mail letters. Even a few dollars' worth is plenty to start.

Bitcoin (BTC), the original. Bitcoin travels on its own separate tracks, and your wallet here rides those tracks too: pick the Bitcoin network on the Buy page and real Bitcoin is delivered to your Bitcoin address — it starts with bc1, so you can tell it apart from your other addresses. Two honest differences from the other coins here. Bitcoin is slow: a delivery or a send can take ten minutes to an hour to settle, because the Bitcoin network confirms things slowly on purpose. And Bitcoin cannot be swapped for other coins here — you can buy it, hold it, send it to any Bitcoin address, and sell it back to dollars.

cbBTC, Bitcoin in a swappable form. Coinbase also makes cbBTC: Bitcoin in a form that rides on Base. Every cbBTC is backed by exactly one real Bitcoin, held by Coinbase, so the price is the same: when Bitcoin goes up, cbBTC goes up by the same amount, and when Bitcoin falls, cbBTC falls with it. You can buy it, hold it, swap it, and sell it back to dollars here, exactly like the other Base coins. The honest difference is in the name: cbBTC is Bitcoin held by Coinbase on your behalf, wrapped so it works on Base, instead of Bitcoin on its own network. Pick cbBTC if you want to swap between Bitcoin and other coins; pick Bitcoin itself if you want the real thing on its own tracks.

Turning cbBTC back into Bitcoin. If you ever want Bitcoin itself, on its own network, use Coinbase. It is their coin, and this is the route we recommend: send your cbBTC from here to your Coinbase account, on Base, the same tracks it already lives on. Coinbase then trades it for real Bitcoin one for one, with no conversion fee. From there you can keep the Bitcoin at Coinbase or withdraw it to any Bitcoin wallet, like cashing a traveler's check at the bank that issued it.

The dollar coins. USDC, USDT, DAI, and GHO are all built to be worth exactly one dollar, always. What differs is what stands behind them. USDC and USDT are issued by companies that hold dollars and government bonds in reserve. DAI and GHO are backed by crypto locked up inside the systems that issue them. Two more you may see, USDE and USDAI, also aim at one dollar: USDAI is backed by PayPal's dollar coin held in reserve, while USDE is not backed by dollars in a bank at all — it is held at a dollar by crypto plus a balancing bet, which is cleverer and riskier. And EURC is the same idea in euros: always worth about one euro, issued by Circle, the company behind USDC. If you are a beginner, USDC is the dollar coin to start with.

Two more stand-ins. WETH is simply ETH in a wrapper, so trading systems can use it: same coin, same price, always. You will mostly meet it inside swaps. cbETH is ETH that has been staked — locked up to help run the Ethereum network in exchange for small rewards — so one cbETH is worth a little more than one ETH, and the gap slowly grows as the rewards come in.

Can't find the coin you came for? Sometimes it is here in a different shape: a euro is EURC. Sometimes it honestly is not here. XRP, Dogecoin, Litecoin, and Cardano run on their own separate tracks, which your wallet here does not ride, and this site will not sell you an imitation copy of them. If a coin is not listed and has no stand-in above, we do not offer it yet.

On the Buy and Trade pages you will see many other coins as well. If a name is new to you, you do not need it yet. USDC, ETH, Bitcoin, and cbBTC cover everything a beginner needs.

SOL (Solana). Solana is a different set of tracks (see below) with its own main coin, SOL, plus its own copies of USDC and other coins. Your wallet here holds all three kinds: one address for Base and Ethereum coins, a second address for Solana coins, and a third for Bitcoin. The pages show you which address you are using — just check the network name at the top before you buy, sell, or send.

Crypto travels on networks, the way trains travel on tracks. Base is one of the newer tracks: trains run fast and the toll is tiny, usually a few cents. Everything you buy here arrives on Base unless you choose otherwise, and your dashboard reads both Base and the older Ethereum track.

Why should you care? On the older tracks, the delivery toll alone can cost several dollars. On Base it costs pennies. For ordinary people buying ordinary amounts, that difference is real money.

Solana is another set of tracks entirely, built separately from Ethereum and Base. It is also fast and cheap. Coins on Solana cannot travel on Base tracks and the other way around, which is why your wallet has a separate Solana address. When a page offers a “Base / Solana” switch, it is asking which set of tracks you want to use.

Bitcoin is the oldest set of tracks of all, and it plays by its own rules: your wallet has a third address for it, and everything on it moves slowly and deliberately — deliveries and sends settle in tens of minutes, not seconds — and every send pays a toll to the Bitcoin network that rises and falls with traffic. When a page offers a “Bitcoin” switch, those are the tracks it means.

1. 1

   Sign in

   Use your email or Google account. Your wallet is created for you at the same moment. There is nothing to install and nothing to set up.

2. 2

   Choose an amount

   On the Buy page, type how many dollars you want to spend and what you want to receive. Start small while you learn. A few dollars is fine.

3. 3

   Check out with our licensed partner

   A secure checkout from our licensed partner (or Stripe, if you prefer) opens on the page. You pay by card or bank and show a photo ID. The next section explains why the ID is required.

4. 4

   Your crypto arrives

   Usually within minutes, your purchase lands directly in your wallet. It never passes through us. Your dashboard shows it, and from there it is yours: keep it, swap it, or sell it back whenever you like.

You will always see the full price, including every fee and our small cut, before you pay. Nothing is added afterwards.

A swap is exchanging one coin for another at the current price, like exchanging dollars for euros at an airport booth. On the Trade page you pick what you are giving and what you want, type an amount, and see exactly what you will receive before anything happens.

Then you sign. Signing works like signing a check: it is your personal approval, and no swap can happen without it. Nobody at this company can sign for you. A small network fee (usually a few cents, paid in ETH) goes to the network that delivers the swap, not to us.

1. 1

   Choose what to sell

   On the Sell page, pick the coin and the amount.

2. 2

   Check out with our licensed partner

   Our partner verifies your ID, takes your bank details, and shows you exactly how many dollars you will receive before you agree.

3. 3

   Send your crypto to the checkout

   The checkout gives you a deposit address, a long code that works like a mailbox. You send your crypto to it from your wallet using the form on the Sell page, and approve the send yourself. Check the address carefully: a crypto send cannot be undone, like mailing cash.

4. 4

   Dollars land in your bank

   Our partner exchanges your crypto and pays your bank account. Timing depends on your bank.

Notice what is missing from those steps: us. At no point do we hold your crypto or your dollars. Every move is either made by you or by the licensed company paying your bank.

Because the law requires it, for the same reason a bank asks for ID when you open an account: to keep criminals from using the system anonymously. The check is performed by our licensed partners. We never see your ID and we never store it.

Be suspicious of any crypto service that lets total strangers buy with no ID check at all. Ask yourself what kind of customer they are set up to serve.

1. 1. We will never contact you asking for secrets. No email, text, call, or message from us will ever ask for your password, a login code, or your wallet's secret words. Anyone who asks is a scammer, even if they claim to be us.
2. 2. Check the address bar. You are in the right place only at app.yourcryptoplans.com. Scammers build look-alike sites with look-alike names.
3. 3. Start small. Your first purchase can be a few dollars. Learn how everything feels before you put real money in.
4. 4. Prices move. Crypto other than USDC can lose value, sometimes a lot, sometimes fast. Never buy with money you need for rent, bills, or groceries.
5. 5. Sends cannot be undone. Double-check every address before sending, the way you would double-check an account number on a wire transfer.

You can walk away from this site at any time, and your wallet and everything in it stay yours. Signing out is not deleting: sign out and your wallet simply waits for you, untouched, until you sign in again. If you want everything closed and deleted for good, here is how it works.

1. 1

   Empty the wallet first

   Sell everything back to your bank on the Sell page, or send your crypto to another wallet you control. Do not skip this step: once a wallet is deleted, anything left inside it is gone forever. Nobody can recover it. Not you, not us, not anyone.

2. 2

   Ask us to delete your account

   There is no delete button in the app, on purpose: something this permanent should not happen from one stray tap. Email us at help@yourcryptoplans.com from the email address you signed up with and tell us you want your account and wallet deleted.

3. 3

   We delete your account and its key

   We remove your account with our sign-in provider, which destroys your wallet’s key. From that moment, the wallet can never be opened again, by anyone, including you and including us.

One honest limit: deletion cannot erase history. Your past transactions stay written in the public record book forever, because that is how blockchains work everywhere. No company can delete them, and anyone who promises you that is not telling the truth. What deletion does is destroy the key, so the wallet itself can never be used again.

Almost every crypto disaster you have ever heard of has the same shape: people handed their money to a company, the company held it in one big pile, and the pile got hacked, gambled, or stolen. Binance, FTX, Bybit, the list is long, and it is printed on our homepage.

This site is built so there is no pile. Licensed companies sell you crypto and deliver it straight to a wallet only you control. We hold nothing, so there is nothing here to hack, freeze, or lose. You do not have to trust our good intentions. The design does the work.

See the Wall of Shame on our homepage →